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486 Madison St

PORT ST. JOE, FL 32456
  • $299,900
  • STATUS: Active
  • ON SITE: 9 Days
  • MLS #: 325201
UPDATED: 20 min ago
$299,900
  • 3
    BEDS
  • 0.14
    ACRES
  • 1
    BATHS
  • 1
    1/2 BATHS
  • 850
    SQFT
  • $353
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1965
Area:

School Ratings & Info

Description

Completely renovated Old Florida cottage located just four blocks from St. Joseph Bay in Port St. Joe, FL. Originally built in 1965, this charming home was fully remodeled between 2022 and 2024 and offers coastal living with modern efficiency and excellent short-term rental potential. This small but beautiful house features three bedrooms and one bathroom within 850 square feet of heated and cooled living space, and features a 120 square feet professionally screened front porch. The updated kitchen includes a gas stove, refrigerator, dishwasher, new cabinetry, and updated flooring. The bathroom offers a walk-in tiled shower with updated fixtures. Additional interior features include painted wood floors and walls, a tankless gas water heater, fireplace with electric heat insert, custom drapery and Roman shades, insulated windows and doors, and fully updated electrical and plumbing systems. Energy efficiency and storm protection were prioritized during the renovation, including an 18 SEER-rated AC and heating system, spray foam insulation throughout the attic, a metal roof with updated underlayment, hurricane clips on all rafters, and hurricane panels for all windows. Outdoor living spaces include a screened porch, a fenced yard with a full RV hookup,extra space for boat and trailer parking, a deck with custom awnings, covered golf cart parking, and a lawn pump for irrigation. A mature giant oak tree provides excellent shade during the summer heat, and both the house and workshop have been freshly painted.The fully insulated outbuilding offers approximately 240 square feet with 9-foot ceilings and includes a laundry room, toilet, and workshop space. Eligible for short-term rentals, this move-in-ready property is well suited as a primary residence, second home, or income-producing investment. Located close to the bay, downtown Port St. Joe, dining, and shopping, this home combines classic Florida charm with durability, efficiency, and flexibility.

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© 2026 Realtors Association of Franklin and Gulf Counties. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Jeff Galloway Real Estate. Data last updated: 2026-02-09T12:42:32.943.
www.gulfcoastrealty.com/homes/172580947
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486 Madison St PORT ST. JOE, FL 32456

  • Price: $299,900
  • Status: Active
  • On Site: 9 Days
  • Updated: 20 min ago
  • MLS #: 325201
3
Beds
1
Baths
1
½ Baths
0.14
Acres
850
SQFT
$353
$/SQFT
1965
Built
Neighborhood:
Oak Grove
Area:
Port St. Joe
Property Description
Completely renovated Old Florida cottage located just four blocks from St. Joseph Bay in Port St. Joe, FL. Originally built in 1965, this charming home was fully remodeled between 2022 and 2024 and offers coastal living with modern efficiency and excellent short-term rental potential. This small but beautiful house features three bedrooms and one bathroom within 850 square feet of heated and cooled living space, and features a 120 square feet professionally screened front porch. The updated kitchen includes a gas stove, refrigerator, dishwasher, new cabinetry, and updated flooring. The bathroom offers a walk-in tiled shower with updated fixtures. Additional interior features include painted wood floors and walls, a tankless gas water heater, fireplace with electric heat insert, custom drapery and Roman shades, insulated windows and doors, and fully updated electrical and plumbing systems. Energy efficiency and storm protection were prioritized during the renovation, including an 18 SEER-rated AC and heating system, spray foam insulation throughout the attic, a metal roof with updated underlayment, hurricane clips on all rafters, and hurricane panels for all windows. Outdoor living spaces include a screened porch, a fenced yard with a full RV hookup,extra space for boat and trailer parking, a deck with custom awnings, covered golf cart parking, and a lawn pump for irrigation. A mature giant oak tree provides excellent shade during the summer heat, and both the house and workshop have been freshly painted.The fully insulated outbuilding offers approximately 240 square feet with 9-foot ceilings and includes a laundry room, toilet, and workshop space. Eligible for short-term rentals, this move-in-ready property is well suited as a primary residence, second home, or income-producing investment. Located close to the bay, downtown Port St. Joe, dining, and shopping, this home combines classic Florida charm with durability, efficiency, and flexibility.
Exterior Features

Construction FrameWood Siding Exterior Features Hurricane ShuttersLandscapedLawn PumpRenovated Fence Back YardChain LinkFullPrivacyWood Foundation Brick/MortarPillar/Post/Pier Lot Access County RoadPaved Lot Dimensions 45x137 Lot Features ClearedCorner LotImproved LotLevelRecorded SubdivisionSidewalksWithin 1/2 Mile of Water Other Structures RV PadSee RemarksStorageYard BuildingWorkshop Parking BoatDrivewayGolf Cart-CoveredGuestRV Access/Parking Parking Spaces 4.00 Pool No Porch Patio Deck Covered PorchDeckEnclosed PorchFront PorchScreened Roof Metal Trim Wood

Interior Features

Appliances DishwasherDisposalGas OvenGas Water HeaterMicrowaveOn Demand Water HeaterRefrigeratorRefrigerator w/Ice MakerTankless Water Heater Basement None Cooling Central AirElectricHeat Pump Floor PineTile Furnished Unfurnished Heating CentralElectricHeat Pump Inclusions RefrigeratorStove/OvenMicrowaveDishwasherArmouireappliances Interior Features FireplaceRenovatedSee RemarksSmoke DetectorWalls PaneledWasher/Dryer HookupWoodwork PaintedWoodwork Stained Loft No Master Bathroom Shower OnlyTile

Property Features

Agent Owned No Annual Taxes 882.83 Association Fee No Builders Warranty No Construction Status Construction Complete Design Florida Cottage Energy Ceiling Fan(s)Insulated Door(s)Insulated Window(s)See Remarks Exclusions WasherDryerFurniture (Negotiable)Personal Belongings Financing Terms CashConventionalFHAVA Loan Flood Zone AE Fractional Ownership No Immediate Occupancy Yes Possession At Closing Resort Rental No Sale Subject To Lease No Sewer Public Sewer Special Listing Conditions As Is Tax Year 2025 Total Sqft 970 Trash County Utilities Cable AvailableElectricity ConnectedInternet AvailableNatural Gas ConnectedPhone AvailableSewer ConnectedUnderground UtilitiesWater Connected Water Public Water Front YN No Water View YN No Zoning Type CountyResidential Single Family

Listing information © 2026 Realtors Association of Franklin and Gulf Counties.
Listing provided courtesy of Bemajor Gulf Coast Realty: .


© 2026 Realtors Association of Franklin and Gulf Counties. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Jeff Galloway Real Estate. Data last updated: 2026-02-09T12:42:32.943.
 
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